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Conventional & Government Loans
Down Payment Assistance Programs
Down Payment Assistance Programs are provided to the mortgage-ready borrower through grants and deferred seconds funded by states and local governments through the Home Investment Partnerships Program administered by HUD and designed exclusively to create affordable housing for low-income households. Grants are funds that do not have to be paid back, but often have to be paid back if the borrower sells his or home within a certain period of time. Deferred Seconds, many down payment assistance programs come in the form of a second mortgage that has a low interest rate and/or deferred payments.
1% Down payment conventional share equity boost. You put 1%, lender provides you with 2%, giving your 3% equity at closing. This program is also available without Private mortgage insurance.
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Contact us : 714-493-2657